We guide you through what to document, what your policy actually covers, and how to present your claim so nothing important gets missed.
1
What kind of home is it?
2
What kind of damage are you dealing with?
3
Where and when
Your state sets the deadlines that apply to you.
4
What happened?
A sentence or two — what was damaged, how, and when. Example: "Wind tore shingles off the roof and rain came through the bedroom ceiling."
5
Upload your declarations page
Strongly recommended — this is where we read your coverage, deductible, and limits.
Skip this and we'll give you a standard-form read for your policy type instead.
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Your insurer (optional)
Helps us tailor carrier-specific guidance.
⚠️If the property isn't safe or water is still running, deal with that first. This will still be here.
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Already got a denial letter?
🔒No signup. Nothing is saved or sent anywhere unless you choose to. If you upload a declarations page we read it to tailor your coverage read, then discard it. Insuranceopedia isn't an insurer or agent and doesn't sell your data. How we handle your data.